Go employed for an easy life

Go employed for an easy life

Learn More
Love your Limited Company

Love your Limited Company

Learn More
Protect and grow your wealth

Protect and grow your wealth

Learn More

I’ve been working with CBN Global since 2010 and have been consistently impressed by their performance. They’re a small, friendly and professional team, and they know what they’re talking about. I feel valued as a client, secure in my decision to work with them, and I know I’m in good hands.

Christopher Pay - Security Consultant

Blog Posts

Check out our latest Blog Posts

HMRC join the film business.  Lights, Camera, Brainwash…

HMRC join the film business. Lights, Camera, Brainwash…

Posted by Ben Hawkes on Nov 21, 2014

A new short, educational and fun film by HM Revenue & Customs is hitting the UK’s classrooms next month. It purports to educate the nation’s small people on the importance of paying the “right amount of tax”* It will be released next month (via post we assume, rather than straight to DVD and Blockbuster) and is aimed at teenagers between 14 and 17. It will be used as part of citizenship lessons which are now compulsory in English Secondary Schools. Citizenship lessons are by and large a good thing. We need to help the generation understand that personal finance is more about sensible planning rather than pay day lending, but films of this nature being broadcast to a media savvy and digital native teenage population is at best naïve and at worst a criminal waste of tax payers money. It’s also just plain wrong.   From Westminster to Hollywood The HMRC film guides its’ viewers through the pitfalls and heartbreaks of PAYE and National Insurance, and sets out the tax responsibilities of a good, and servile citizen. It depicts HMRC staff chasing tax evaders dressed up as ghosts (scary ones, not Harry potter ones doling out sage advice) who are suspected to be hiding billions of pounds from the Treasury. The ghosts are eventually caught and placed securely in prison. We assume they we will escape forthwith given that they are ethereal beings and rather difficult to detail successfully but the film gives us no clues on this.   A spokesman for the HMRC film unit** said: “The video will help young people – future taxpayers – prepare for the financial realities of...

Learn More
Shifting your paradigms in a sustainable world

Shifting your paradigms in a sustainable world

Posted by Ben Hawkes on Oct 24, 2014

It’s been a while since I penned “30 awful business phrases…”. It’s Friday and I’ve just read another great Linked in article on the phrases we just have no excuse using…. hold on to your goalposts; I’m going in! Reach Out – I am confused by the amount of ways we now have to communicate. Let’s use them all; in a sporadic and unconnected way. But first; let’s add them on Linked In. Take Offline – I do not have a slide that covers your question. Let us agree to talk about it later; and then I will forget any of this ever happened. You won’t though. And it will be a wedge that finally drives us apart. That would mean something to me; but I’m not sure I remember your name. Shift the goal post – I agree, that sales target was always impossible and didn’t take into account any of what you choose to call “reality”. Next year we’re going to use “Tertiaries” instead of Quarters and life isn’t going to get any easier. Time to dust off your plan to go into teaching. Utilise – I live in the C-suite baby; I do not use things; I utilise them. I’m no mere user. Speak to me not again Peasant I am busy on Instagram. Elephant in the room – There are some realities we simply must not face; if we do, the internet will break and life will become like a bad episode of The Apprentice. World-class – See Best of Breed. This has nothing to do with dog shows and everything to do with the English Language slowly running out of hyperbolic steam...

Learn More
Red Ed is after your mansion; release the hounds!

Red Ed is after your mansion; release the hounds!

Posted by Ben Hawkes on Oct 9, 2014

Sometimes it just seems like Ed Miliband just doesn’t want to be elected. While the Tories were helping the troubled middle class by extending the fiscal moment at which the 40% band kicks in, “Red Ed” seems intent on bringing nothing but hurt to his middle class kith and kin in London and across the South East.  His “Mansion Tax”, like Stamp Duty and Inheritance Tax, is a tax on social mobility and aspiration, and it’s also going to lose him the next election (if he remembers to campaign of course). It’s also deeply, deeply unfair. The Mansion Tax – if left un-checked – will force people out of their homes and into the hands of buy-to-let investors; further choking off the housing supply. It is the worst kind of “eat the rich” politics and Ed and his Chancellor, Ed, should be ashamed of themselves. Red Ed take note, a political rule I always keep to is;   “If John Prescott has disowned you, you’ve probably done something really stupid”.   New analysis by Treasury aides has found that a mansion tax on homes worth over £2 million could leave pensioners facing total taxes worth 43% of the value of their property. The figures are based on an annual levy of £15,400 costing a total of £308,000 if deferred for 20 years added to a £560,000 IHT bill. Negative equity will be the rule rather than exception. A family home bought in London 30 years ago for £220,000 is now worth £2 million. The Mansion Tax will force out those who are asset rich and cash poor, pensioners and people...

Learn More